
	Getting your loan locked down is just one part of a home purchase. RE/MAX COMPLETE Real Estate is experienced at aiding both new and experienced buyers alike in all areas of real estate. Call us today at 660-563-4735 if your needs include a professional REALTOR^® experienced at the business side of buying and selling.

Do you want to finance a home?

Stressed out about getting financing for a home purchase? You don't have to be. I have close professional relationships with some reputable lending companies in the Knob Noster area, and they've helped me realize some things that make the loan application process much easier.

1 – Put together a list of questions regarding your loan program

If you find that you do not completely realize the ins and outs of all the different loan programs, be sure you have a list of questions. I or one of my lender contacts can assist you with understanding the advantages and disadvantages of each one, because it's a challenge to understand the differences between fixed and adjustable rate mortgages.

2 – Determine when you want to lock

Locking in an interest rate indicates that your lender holds to the interest rates for the loan – generally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day of your loan application and the issuing of closing documents. Those who opt to float conclude that interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Decide if you want to pay additional points to reduce your rate

When you opt to pay additional points to lower the interest rate of your loan, you'll do so by paying for them in cash at the time of closing. Every point is 1 percent of the loan. If you're not sure if buying points is the best option for you, click here to use our points calculator.

4 – Gather your paperwork

Getting a loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to get a feel for common questions you'll have to answer on a loan app.

Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	3.79%	3.91%
15-yr Fixed	3.04%	3.2%
1-yr Adj	2.78%	3.45%

* national averages

Mortgage Calculator:

Sales Price:		$
Down:		%
Interest Rate:		%
Term:		yrs

Monthly payment:		$

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

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COMPLETE
Each Office Independently Owned & Operated
RESIDENTIAL, NEW CONSTRUCTION,
FARMS, LAND, COMMERCIAL, 1031 EXCHANGES
WARRENSBURG, WHITEMAN AFB, KNOB NOSTER, SEDALIA, WINDSOR, LaMonte, CENTERVIEW
945 NE 105 (Irish Lane) - Knob Noster, MO 65336
660-563-4735 Free Fax (877) 563-5051

VIRTUAL TOURS, ENHANCED Listings are additional services we provide in order for YOUR SPECIAL property to be "FEATURED LISTINGS" on www.realtor.com & www.remax.com